Westbury Bancorp (OTCMKTS: WBBW – Get a rating) and S&T Bancorp (NASDAQ: STBA – Get a rating) are both small cap finance companies, but which is the better investment? We’ll compare the two companies based on their dividend strength, institutional ownership, earnings, analyst recommendations, valuation, profitability and risk.
Institutional and Insider Ownership
4.1% of Westbury Bancorp shares are held by institutional investors. By comparison, 61.1% of S&T Bancorp’s shares are held by institutional investors. 10.9% of Westbury Bancorp shares are held by insiders. By comparison, 1.5% of S&T Bancorp’s shares are held by insiders. Strong institutional ownership indicates that large fund managers, hedge funds, and endowments believe a company is poised for long-term growth.
Risk and Volatility
Westbury Bancorp has a beta of 0.42, indicating that its stock price is 58% less volatile than the S&P 500. In comparison, S&T Bancorp has a beta of 0.66, indicating that its stock price is 34% less volatile than the S&P 500.
This is a summary of recent ratings and target prices for Westbury Bancorp and S&T Bancorp, as provided by MarketBeat.com.
|Sales Ratings||Hold odds||Buy reviews||Strong buy odds||Rating|
|Westbury Bancorp||0||0||0||0||N / A|
S&T Bancorp has a consensus price target of $30.23, indicating a potential upside of 7.87%. Given the higher potential upside of S&T Bancorp, analysts clearly believe that S&T Bancorp is more favorable than Westbury Bancorp.
Valuation and benefits
This chart compares revenue, earnings per share (EPS), and valuation of Westbury Bancorp and S&T Bancorp.
|Gross revenue||Price/sales ratio||Net revenue||Earnings per share||Price/earnings ratio|
|Westbury Bancorp||$38.78 million||1.99||$9.53 million||$3.03||9.74|
|S&T Bancorp||$353.87 million||3.11||$110.34 million||$2.74||10.23|
S&T Bancorp has higher revenues and profits than Westbury Bancorp. Westbury Bancorp trades at a lower price-to-earnings ratio than S&T Bancorp, indicating that it is currently the more affordable of the two stocks.
This table compares the net margins, return on equity and return on assets of Westbury Bancorp and S&T Bancorp.
|Net margins||Return on equity||return on assets|
|Westbury Bancorp||22.55%||N / A||N / A|
S&T Bancorp beats Westbury Bancorp on 11 out of 13 factors compared between the two stocks.
Westbury Bancorp Company Profile (Get a rating)
Westbury Bancorp, Inc. operates as a holding company for Westbury Bank which provides various community banking and financial products and services to individuals, families and businesses in the United States. The company offers checking and savings accounts, money market accounts, certificates of deposit and term certificate accounts; personal loans, mortgages, residential real estate for one to four families, multifamily, commercial, loans, commercial real estate loans and construction loans; credit card; and online and mobile banking. It operates eight banking offices and a loan origination office in Washington, Waukesha and Dane counties. Westbury Bancorp, Inc. was founded in 1926 and is headquartered in Waukesha, Wisconsin.
S&T Bancorp Company Profile (Get a rating)
S&T Bancorp, Inc. operates as a bank holding company for S&T Bank which provides retail and commercial banking products and services. The Company operates through six segments: commercial, commercial and industrial real estate, corporate banking, commercial construction, consumer real estate and other consumer goods. The company accepts demand and term deposits; and offers commercial and consumer loans, cash management and brokerage and trust services, as well as custodial and custodian of employee benefits. She also manages private investment accounts for individuals and institutions. Additionally, the Company distributes life and long-term disability insurance products, as well as title insurance agency services to commercial clients; and acts as a reinsurer of life, accident and health insurance policies. As of December 31, 2021, it operated 73 bank branches and 5 loan origination offices located in Western Pennsylvania, Eastern Pennsylvania, Northeastern Ohio, Central Ohio and upstate New York. S&T Bancorp, Inc. was founded in 1902 and is headquartered in Indiana, Pennsylvania.
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